Prepaid Legal Services
A prepaid legal service plan provides consumers with certain specific legal services at no cost, and reduced rates for other services in exchange for a membership fee, premium, or some other sort of prepayment. Prepaid legal services work like insurance coverage. You buy coverage for defined period of time, usually a year, and you use attorneys designated by the plan, for specific covered services. Because consumers have this ready access to lawyers, they can often prevent litigation before it starts.
Some of the benefits of prepaid legal services are:
• Simple legal services are generally free or offered at low prices.
• You have access to a network of attorneys with a variety of specialties.
• You can save money by purchasing these services if you need simple services like a will or a simple contract.
There are thousands of prepaid legal service companies offering several types of plans, which offer varying amounts of legal service at variable cost, generally able to meet a specific income need.